If you wish to procure Digital Signature, you can do so from TaxSpanner for just Rs. 198 for 2-yr MTNL DSC (Rs. 99 per year). This price does not include the price of hardware token which must be separately procured. The process to procure digital signatures is available in FAQ.

Do you need to buy Digital Signature Certificate (DSC)?

• Not necessarily. You can e-file your return without DSC. E-filing without Digital Signature is also equally convenient.
• To procure DSC, you need to submit attested documents such as ID proofs and application forms, and presently, there is no other use of DSC other than signing your e-return. So, there is limited utility of DSC at present.
• The Income Tax Department has made the ITR-V deposit process very convenient for the assessees. Hence, DSC has even limited usage since it is only issued for validity of 1 or 2 yrs.

Once you freeze your data and submit for e-filing, it is automatically reviewed by the system for any potential errors, such as tax due or tax refund, deductions more than as prescribed by IT Act. If the system raises any exception, a report is sent to income tax practitioner who then reviews the data. The report of the practitioner's review is sent to the user and if required, a telephonic conversation is arranged.

TaxSpanner provides 24-hr response time Email-based support to all its users. For customers who want year round tax support from our seasoned consultants, they can avail this support.

When you e-file your return, you receive an acknowledgment from income tax department in your Email. This acknowledgment is a 1-page PDF file called ITR-V (ITR Verification). If you efile your return without digital signatures, then you have to mail (regular Indian Postal Service) this one-page signed efiling acknowledgment (ITR-V) to the income tax department's PO Box address: "Income Tax Department - CPC, Post Box No - 1, Electronic City Post Office, Bangalore - 560100, Karnataka, India."

Please note that as per CBDT Circular No. 3/2009 (Dated May 21, 2009), No Form ITR-V shall be received in any other office of the Income-tax Department or in any other manner.

All TaxSpanner packages include complimentary ITR-V deposit service to customers who purchase TaxSpanner Quick or TaxSpanner Advanced at MRP and to the employees of our corporate clients. All you need to do do is courier two signed copies of ITR-V to TaxSpanner's Bangalore office address. TaxSpanner representative will deposit your signed ITR-V to IT Department's CPC.

The book is divided in five parts based on tax laws applicable to salaried employees at various stages of life: career, family, home, investments, and financial planning-to give comprehensive picture of tax and financial planning in simple and easy to understand words. Each section of the book has been written considering the impact of income tax laws and regulations. The book also covers frequently asked questions and must-know key points about income tax and investments options. This would help the reader in making informed financial decisions and make them aware of the benifits of latest tax-saving tips.

TaxSpanner, provides salaried employees with an easy-to use interface for preparing personal income tax returns, and reduces their pain of preparing taxes manually. Thousands of salaried employees, who have used TaxSpanner, have provided them with a unique insight to the problems faced by employees in managing their investments and their income tax. We have written this book to address all those income tax and investment related queries in a simple and crisp language.

Tax planning is an integral part of personal financial planning. The very objective of writing this book is to empower the salaried people by raising their awareness and making them more informed so that they can control their money rather money controlling them.